USER TERMS

Clear conditions for account, wallet, and plan use.

These Terms & Conditions govern registration, login access, referrals, wallet usage, normal plans, FD bookings, digital consents, withdrawals, profile updates, and all related member activity on the Big Money Wallet portal.

Effective Date

29 July 2026

By registering an account or activating an FD on or after 29 July 2026, the user agrees to these Terms & Conditions.

1. Account Eligibility

Users must provide accurate registration details and maintain updated account information.
Each member is responsible for activity performed through their registered credentials.
The company may suspend, review, or terminate access where misuse, fraud, or policy breach is suspected.

2. Wallet and Payment Rules

Wallet balances, recharges, transfers, and withdrawals are subject to portal rules and system availability.
Incorrect payment details, suspicious transactions, or compliance flags may delay or block processing.
Users remain responsible for reviewing entered amounts before confirming any paid action.

3. Normal Plan Conditions

Normal plan compounding and freeze or unfreeze behavior operate according to the portal logic active at the time of use.
Where freeze is enabled, unfreeze may only happen after the stated lock period under company rules.
The company may revise plan availability, rules, or presentation without altering already-recorded ledger entries unlawfully.

4. FD Activation Conditions

FD activation requires acceptance of the Digital FD Agreement and these Terms & Conditions.
FD principal remains locked for the selected tenure, and compounding credits follow the configured FD wallet rules.
Premature cancellation or reversal is not available unless required by law or specifically approved by the company.

5. Conduct and Restrictions

Users must not misuse the portal, manipulate commissions, falsify sponsors, or interfere with platform operations.
Any abusive, misleading, or unlawful use may lead to account restriction and record review.
The company may preserve logs, tickets, and transaction data for audit, dispute, or compliance purposes.

6. Liability and Updates

The portal is provided on a reasonable-efforts basis and may be updated, restricted, or temporarily unavailable.
The company is not responsible for losses caused by user negligence, wrong data entry, credential sharing, or third-party outages beyond its control.
Updated terms may be posted on this page with a revised effective date when business or legal requirements change.

Important:

Use of registration, wallet, plan, and FD activation flows means the member has read and accepted the applicable company rules shown on this page and related legal notices.